Medicare 101

Retiring adults experience a continual need for correct, accurate information as they transition from employment into active retirement.  Medicare is the federal health insurance program for people who are 65 or older and those who are eligible for Social Security based on a disability.

The different parts of Medicare help cover specific services:

  • Part A covers inpatient hospital stays, rehabilitation in a skilled nursing facility, hospice care, and some home health care.
  • Part B covers doctors’ services, outpatient care, medical supplies, and preventive services.
  • Part D adds prescription drug coverage to Medicare.

The Area Agency on Aging and Senior Insurance Assistance department, the State Health Insurance Program (SHIP), has been at the forefront of this emerging boom to provide up to date, current insurance information.  These SHIP counselors are trained experts who do not sell or endorse any insurance products.  Medicare 101 is designed to answer questions and provide information to help older adults make the most informed choices.

Upcoming Classes – Email rcostanza@ppacg.org for more information or questions

Click Button to Register for Webinar Classes

PPACG holds a morning and evening class each month.

3rd Monday at 9:00 AM

4th Thursday at 5:30 PM

PPACG Partners with the Pikes Peak Library District to offer special classes in coordination with their libraries.

Details on additional PPLD programs can be found at ppld.org

Social Security 101

Next Class September 28, 4:00 PM


People approaching retirement age, adult children and others have many questions regarding social security. This class covers many of the common retirement topics including:

* Eligibility for retirement

* How age affects retirement benefit

* How work affects retirement benefit

* How non-covered pensions (PERA) can potentially affect your Retirement and Survivor benefits.

Online Webinar 4:00-5:30 PM

August 24, 2020

September 28, 2020

November 9, 2020

Area Agency on Aging and Ent Retirement Series

Planning to retire?  Plan to attend!  

For the sixth consecutive year, Ent is partnering with the Pikes Peak Area Council of Governments (PPACG) Agency on Aging to present FREE retirement prep classes. Find out the latest information on Social Security and Medicare plus how to plan for the financial, medical, legal and even social impacts of retirement. Attend one or all five for great information and tools to jump-start your retirement planning

Monday, September 21, 4:00 PM: Medicare 101 – Putting it all together with Medicare A, B and D coverage and enrollment options plus other insurance choices.   Presenter: Roma Costanza,  SHIP Coordinator/Case Manager, PPACG Area Agency on Aging

Monday, September 28 – 4:00 PM: Social Security 101 – An overview of retirement, spousal, survivor, child, and disability benefits plus the qualifications and application process for each. Presenter Josh Weller, Public Affairs Specialist, Social Security Administration

Monday, October 5, 4:00 PM: Estate Planning – Learn about wills, medical and financial powers of attorney, living wills and creating a vital information list that includes the physical location of your will and a personal contacts list. Presenter: Skip Morgan, Attorney at Law

Monday, October 19 – 4:00 PM: Meaning and Purpose – Hooray!  You don’t have to go to work!  So now what!  Just as you can benefit from financial planning for retirement, so you can benefit from planning for a sense of meaning and purpose.  This session invites you to think about how you can create the life you want in your retirement phase of life.  Presenter:  Sara Honn Qualls, Ph.D., UCCS Gerontology Center Director